Making a Will – is important

More than 60% of UK population don't have a Will, this figure is similar for Canada and Europe.

This means 4 out of 10 people have a Will, but…… 10 out of 10 people die!!

It's easy to put off making a will. But if you die without one your assets may be distributed according to the law rather than your wishes. This could mean that your partner receives less, or that the money goes to family members who may not need it.

There are lots of good financial reasons for making a will:

• you can decide how your assets are shared out - if you don't make a will, the law says who gets what
• if you aren't married or in a civil partnership (whether or not it's a same sex relationship) your partner will not inherit automatically - you can make sure your partner is provided for
• if you're divorced or if your civil partnership has been dissolved you can decide whether to leave anything to an ex-partner who's living with someone else
• you can make sure you don't pay more Inheritance Tax than necessary