Gladstone Morgan is able to source very competitive rates for group life and disability. This will enable you to offer your employees the protection they need for both themselves and their families.

The cover provides a lump sum benefit if an employee dies prior to normal retirement age (65) but some benefits are allowed to age 70. Group disability provides an annuity benefit should an employee become totally disabled due to an accident or sickness prior to normal retirement age.

Gladstone Morgan can also source highly competitive rates for Key Man insurance. Every business has an employee who is essential to the continuing success of that business, whether it’s the Chairman, Managing Director, Sales Manager or someone with specific skills or responsibilities. The sudden death or long-term illness of this employee will adversely affect the company so, protecting the business with Key Man insurance has become a necessary solution for many companies.